Flexible Business Financing with Net 30 Terms and Buy Now, Pay Later Options
Skip the paperwork and long approval process. Credit Key’s digital application is fast and simple, with instant decisions for business lines of credit up to $50,000.
Repay on your terms with 0% interest for the first 30 days, then rates as low as 1% per month after that. There are no setup fees, no hidden fees, and applying will not affect your credit score.
Key Features:
- Instant decisions up to $50,000
- No hard credit pull and no impact to your credit score when applying
- Net 30 terms with 0% interest for the first 30 days
- Terms up to 12 months, with interest as low as 1% per month after 30 days
- No early repayment fees
Minimum Requirements:
- 600 FICO score
- $40,000 in annual revenue
- A valid operating business
- Ownership information
You can pre-apply using the link below, or apply in minutes at checkout by selecting Credit Key • Pay Over Time for Business as your payment method.
Apply Now »
Eligibility Requirements
- Be an individual applying under your own name
- Be the owner or an authorized signatory of the business in the application
- Be a U.S. citizen or resident of minimum signing age in your state of residence
- Have a FICO® score of 600 or above
- Have total annual business income of $40,000 or more
- Provide your Social Security Number
- Provide the Employer Identification Number (EIN) of your business
- If your business is a sole proprietorship, you may not need a federal EIN, but you must provide proof of state business registration
- Have a nominated bank account for repayments